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Public Service Loan Forgiveness


The Public Service Loan Forgiveness (PSLF) Program is intended to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, you may qualify for forgiveness of the remaining balance due on your William D. Ford Federal Direct Loan (Direct Loan) Program loans after you have made 120 qualifying payments on those loans while employed full-time by certain public service employers.

For Borrowers

Student borrowers and parents who hold PLUS loans on behalf of students, may be eligible for public service loan forgiveness. Click here for more information.

For Employers

Under Minnesota Statute 136A.1792, certain public service employers in Minnesota must take steps to provide their employees with information about the PSLF Program. Click here for more information.